Once you've got enough cash together and have secured a pre-approval letter from a lender, you will know what properties you can afford to buy. How best to locate a home? There are property magazines, you see them everywhere. Locally, the two big ones are Santa Cruz County Homes, and Coastal Homes Magazine. These are glossy publications that catalog many wonderful properties. However, these properties tend to be the more expensive homes on the market, since ads in these magazines are relatively expensive. Also, the publishers of these magazines will require that Realtors place the ads 30 days before the magazines come out. Therefore, much of what is in the magazines is already sold. Another place to look is the Santa Cruz Sentinel, or the Good Times weekly newspaper. Many properties for sale will appear there, including some that are not on the MLS (Multiple Listing Service) - For Sale by Owners, etc. However, in any given edition of these papers, only a fraction of homes available on the market will be listed.
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