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	<title>Comments for Santa Cruz Real Estate Blog</title>
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	<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog</link>
	<description>News and Views about life, liberty, and the pursuit of Real Property in the County of Santa Cruz, California</description>
	<lastBuildDate>Thu, 22 Dec 2011 19:35:13 -0700</lastBuildDate>
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		<title>Comment on The CalSTRS Program in Santa Cruz County by cougar8959</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2010/04/02/the-calstrs-program-in-santa-cruz-county/comment-page-1/#comment-357</link>
		<dc:creator>cougar8959</dc:creator>
		<pubDate>Thu, 22 Dec 2011 19:35:13 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2010/04/02/the-calstrs-program-in-santa-cruz-county/#comment-357</guid>
		<description>Nice info, I will be visiting California next week, I have been looking at your posts to get an idea of what prices are at. Thanks so much! I am flying from Hawaii, and prices here are at all time lows, but some key indicators show that might be changing in the near future.

If you are at all interested in Prices in Hawaii, please feel free to check out our website, just launched and its super powerful. www.findinghawaii.com

Best of luck to you,</description>
		<content:encoded><![CDATA[<p>Nice info, I will be visiting California next week, I have been looking at your posts to get an idea of what prices are at. Thanks so much! I am flying from Hawaii, and prices here are at all time lows, but some key indicators show that might be changing in the near future.</p>
<p>If you are at all interested in Prices in Hawaii, please feel free to check out our website, just launched and its super powerful. <a href="http://www.findinghawaii.com" rel="nofollow">http://www.findinghawaii.com</a></p>
<p>Best of luck to you,</p>
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		<title>Comment on Mt. Madonna School 2008 Dream House for Sale by ontario mills outlet &#187; Blog Archive &#187; Mount madona school raffle</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/08/10/mt-madonna-school-2008-dream-house-for-sale/comment-page-1/#comment-356</link>
		<dc:creator>ontario mills outlet &#187; Blog Archive &#187; Mount madona school raffle</dc:creator>
		<pubDate>Mon, 09 May 2011 03:04:36 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/08/10/mt-madonna-school-2008-dream-house-for-sale/#comment-356</guid>
		<description>[...] Mt. Madonna School 2008 Dream House for Sale &#124; Santa Cruz Real &#8230; Aug 10, 2008 &#8230; I figured I was a shoo-in to win the Mt. Madonna School 2008 Dream House Raffle. &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Mt. Madonna School 2008 Dream House for Sale | Santa Cruz Real &#8230; Aug 10, 2008 &#8230; I figured I was a shoo-in to win the Mt. Madonna School 2008 Dream House Raffle. &#8230; [...]</p>
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		<title>Comment on Dream House Raffle by overhead pickup camper rental portland or&#187; Blog Archive &#187; 2009 mount madona school raffle</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2007/05/15/dream-house-raffle/comment-page-1/#comment-355</link>
		<dc:creator>overhead pickup camper rental portland or&#187; Blog Archive &#187; 2009 mount madona school raffle</dc:creator>
		<pubDate>Sun, 08 May 2011 18:36:27 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/?p=1887#comment-355</guid>
		<description>[...] Dream House Raffle &#124; Santa Cruz Real Estate Blog May 15, 2007 &#8230; It seems that the Mount Madonna School is raffling off a house on West Cliff Drive! &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Dream House Raffle | Santa Cruz Real Estate Blog May 15, 2007 &#8230; It seems that the Mount Madonna School is raffling off a house on West Cliff Drive! &#8230; [...]</p>
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		<title>Comment on What to Know about REO in Santa Cruz by dl0937</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2009/02/01/what-to-know-about-reo-in-santa-cruz/comment-page-1/#comment-354</link>
		<dc:creator>dl0937</dc:creator>
		<pubDate>Thu, 07 Oct 2010 04:24:21 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2009/02/01/what-to-know-about-reo-in-santa-cruz/#comment-354</guid>
		<description>Thank you for this posting. It is a very helpfull information.
I&#039;m really interested in purchasing a house in Los Gatos, santa cruz county. The house is beautiful and I was more than happy with the price. When I contacted my realtor, she told me the property has a red flag because of some improvements made without a valid permit. And she told me there is no way I can get a loan (fha loan) with a red flag.
She told me the only way to finance it is with a 20% downpayment.
I do not have that amount. Do you know if there is any bank that can lend this money? 
I have a small business and I think I can apply for a small business loan and use that money for the downpayment. I don&#039;t know if that will work.
Thanks for your help.</description>
		<content:encoded><![CDATA[<p>Thank you for this posting. It is a very helpfull information.<br />
I&#8217;m really interested in purchasing a house in Los Gatos, santa cruz county. The house is beautiful and I was more than happy with the price. When I contacted my realtor, she told me the property has a red flag because of some improvements made without a valid permit. And she told me there is no way I can get a loan (fha loan) with a red flag.<br />
She told me the only way to finance it is with a 20% downpayment.<br />
I do not have that amount. Do you know if there is any bank that can lend this money?<br />
I have a small business and I think I can apply for a small business loan and use that money for the downpayment. I don&#8217;t know if that will work.<br />
Thanks for your help.</p>
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		<title>Comment on Foreclsure News &#8211; from Santa Cruz and Beyond by Alondra</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/04/15/foreclsure-news-from-santa-cruz-and-beyond/comment-page-1/#comment-352</link>
		<dc:creator>Alondra</dc:creator>
		<pubDate>Mon, 10 Aug 2009 06:55:45 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/04/15/foreclsure-news-from-santa-cruz-and-beyond/#comment-352</guid>
		<description>&lt;strong&gt;Alondra...&lt;/strong&gt;

this is why i always pick my nose....</description>
		<content:encoded><![CDATA[<p><strong>Alondra&#8230;</strong></p>
<p>this is why i always pick my nose&#8230;.</p>
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		<title>Comment on Foreclsure News &#8211; from Santa Cruz and Beyond by Katerina</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/04/15/foreclsure-news-from-santa-cruz-and-beyond/comment-page-1/#comment-351</link>
		<dc:creator>Katerina</dc:creator>
		<pubDate>Mon, 10 Aug 2009 06:51:25 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/04/15/foreclsure-news-from-santa-cruz-and-beyond/#comment-351</guid>
		<description>&lt;strong&gt;Katerina...&lt;/strong&gt;

once again i outdid yourself...</description>
		<content:encoded><![CDATA[<p><strong>Katerina&#8230;</strong></p>
<p>once again i outdid yourself&#8230;</p>
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		<title>Comment on Second Annual Santa Cruz Housing Expo by Santa Cruz Foreclosure-Buying Seminar &#124; Santa Cruz Real Estate Blog</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/03/31/second-annual-santa-cruz-housing-expo/comment-page-1/#comment-349</link>
		<dc:creator>Santa Cruz Foreclosure-Buying Seminar &#124; Santa Cruz Real Estate Blog</dc:creator>
		<pubDate>Sun, 07 Jun 2009 18:39:20 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/03/31/second-annual-santa-cruz-housing-expo/#comment-349</guid>
		<description>[...] year at the Santa Cruz County Housing Exposition, I did a presentation on Opportunities in the Foreclosure Market. I video taped that presentation, [...]</description>
		<content:encoded><![CDATA[<p>[...] year at the Santa Cruz County Housing Exposition, I did a presentation on Opportunities in the Foreclosure Market. I video taped that presentation, [...]</p>
]]></content:encoded>
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		<title>Comment on Multiple Offers on Santa Cruz Real Estate by Santa Cruz Real Estate Great Debate &#124; Santa Cruz Real Estate Blog</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/09/13/multiple-offers-on-santa-cruz-real-estate/comment-page-1/#comment-344</link>
		<dc:creator>Santa Cruz Real Estate Great Debate &#124; Santa Cruz Real Estate Blog</dc:creator>
		<pubDate>Sun, 17 May 2009 20:02:22 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2008/09/13/multiple-offers-on-santa-cruz-real-estate/#comment-344</guid>
		<description>[...] we have hit bottom. The thing is, there were many multiple-offer situations going on this time last year. Many. Why do you suppose that [...]</description>
		<content:encoded><![CDATA[<p>[...] we have hit bottom. The thing is, there were many multiple-offer situations going on this time last year. Many. Why do you suppose that [...]</p>
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		<title>Comment on Santa Cruz Realtor and Devil&#8217;s Advocate by It&#8217;s Nigh Time to Buy in Santa Cruz &#124; Santa Cruz Real Estate Blog</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2009/03/10/santa-cruz-realtor-and-devils-advocate/comment-page-1/#comment-341</link>
		<dc:creator>It&#8217;s Nigh Time to Buy in Santa Cruz &#124; Santa Cruz Real Estate Blog</dc:creator>
		<pubDate>Sat, 14 Mar 2009 21:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2009/03/10/santa-cruz-realtor-and-devils-advocate/#comment-341</guid>
		<description>[...] few days ago, after about a month&#8217;s silence, I wrote something of a &#8220;doom and gloom&#8221; blog entry about Santa Cruz real estate - in fact, I&#8217;m proud to say, the entry was even picked up on the HousingDoom.com blog, which [...]</description>
		<content:encoded><![CDATA[<p>[...] few days ago, after about a month&#8217;s silence, I wrote something of a &#8220;doom and gloom&#8221; blog entry about Santa Cruz real estate &#8211; in fact, I&#8217;m proud to say, the entry was even picked up on the HousingDoom.com blog, which [...]</p>
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		<title>Comment on Seeing Red (Tags) by What to Know about REO in Santa Cruz &#124; Santa Cruz Real Estate Blog</title>
		<link>http://santacruzhomebroker.com/santa-cruz-real-estate-blog/2006/04/26/240/comment-page-1/#comment-332</link>
		<dc:creator>What to Know about REO in Santa Cruz &#124; Santa Cruz Real Estate Blog</dc:creator>
		<pubDate>Sun, 01 Feb 2009 20:00:51 +0000</pubDate>
		<guid isPermaLink="false">http://santacruzhomebroker.com/santa-cruz-real-estate-blog/?p=240#comment-332</guid>
		<description>[...] need a pre-approval letter, and proof of down-payment funds. Unless there is some defect (e.g. a red tag) with the property, you do not need to pay cash. Sometimes, you will need a pre-approval from a [...]</description>
		<content:encoded><![CDATA[<p>[...] need a pre-approval letter, and proof of down-payment funds. Unless there is some defect (e.g. a red tag) with the property, you do not need to pay cash. Sometimes, you will need a pre-approval from a [...]</p>
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