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Resources, Information & Tools for Santa Cruz Real Estate Transactions

I have provided a selection of resources that are useful when you are preparing or executing a California Real Estate transaction. The tools and resources provided should be used only for estimation purposes.

Jump to the Spreadsheets Section

CAR 2010 Forecast: A copy of the 2010 California Real Estate Market Forecast Presentation given by Leslie Appleton-Young at the 2009 California REALTORĀ® Expo.

REO Advisory: The California Association of Realtors has an REO Advisory form, which tells the buyer about the seller's disclosure requirements for an REO ("Real Estate Owned" - foreclosure property).

Guide to the California Residential Purchase Agreement: this is a PDF document put out by the California Association of Realtors which explains in detail the various and sundry clauses of the most commonly used contract for the purchase of Residential Real Estate.

Santa Cruz Affordable Housing Information: a list of county and city agencies that help residents find more affordable ways to live here. This document is useful for prospective home owners as well as renters.

CAR 2008 Forecast: A PowerPoint Presentation by California Assocation of Realtors forecasting the 2008 California Real Estate Market. Also available in an excerpted, shorter version containing just the 2008 Forecast.

California 2007 Real Estate Laws: a PDF document describing all that changes to California Real Estate law that took effect as of January 1, 2007.

Santa Cruz County MLS Area Codes: What part of the county does MLS Area Code 43 cover? Find out using this document.

First Time Home Buyer Programs in Santa Cruz county: a compendium of first time buyer programs here in Santa Cruz county. This is a scan of a five-page flyer which can be picked up at the county building.

Santa Cruz County Agricultural Disclosure: Santa Cruz County Code Section 16.50.090(a) requires a person who is acting as an agent for a Transferor of real property which is located in the unincorporated portion of the County, or the Transferor if he or she is acting without an agent to disclose to the Acquiring Party, in statutory language that Santa Cruz County is an agricultural community, and the effects of such an agricultural community.

Real Estate Disclosure Summary Chart: Real Estate Disclosure Summary Chart is designed to provide REALTORSĀ® and their clients with an easy-to-use reference guide for determining the applicability of the state and federal laws to real estate transactions most commonly handled by real estate licensees.

CAR 2006 Forecast: A PowerPoint Presentation by California Assocation of Realtors forecasting the 2006 California Real Estate Market.

Local Services Resource Guide: published by the Santa Cruz Association of Realtors, this is a list of reputable archiects, appraisers, home inspectors, insurance agents, etc. - all the kinds of specialists you might need when buying or selling property here in Santa Cruz.

Keys to buying a California Home: A brochure from FannieMae that explains how to buy a FannieMae home in California.

Santa Cruz County Setback Requirements: Single-Family and Multi-Residential Site and Structural Dimensions Chart

Real Estate Glossary: an extensive list of Real Estate & Finance terms.

Mortgage Calculator: an simple on-line calculator to calculate mortgage payment information.

Universal Residential Loan Application: Curious to see what a Home Loan application looks like? Download this Fannie Mae's Uniform Residential Loan Application PDF version.

Buying Your Home - Settlement Costs and other useful information: Provided by Federal Housing & Urban Development Department, this document explains "settlement costs" and provides other useful information for home buyers.

Tax information for First Time Home Buyers: a useful booklet from your friends at th IRS.

California Durable Power of Attorney form: should you need to give someone the authority to sign legal documents in your name, this form ought to do the trick.

Understanding Title and Escrow: a very informative brochure put out by Old Republic Title Company.


The following spreadsheets are for use with Microsoft Excel® - Windows or Macintosh

Loan Amortization Spreadsheet: A spreadsheet to calculate loan amortization schedules.

Buyer's Net Sheet: A very useful tool for buyers, this spreadsheet calculates closing costs and monthly payments.

Seller's Net Sheet: Use this to calculate how much money you'll have left over after you sell your property.

Tax Advantages of Home Ownership: another useful too for buyers, this spreadsheet illustrates the tax advantages you enjoy by home ownership.

Investment Property Analysis: Helps you determine Capitalization Rate (Cap Rate), Gross Rent Multiplier (GRM), Return on Investment (ROI), Net Operating Income (NOI), etc.! Very useful for those buying income properties.